How Much Does It Cost to Live in Brussels, Belgium?

Brussels is a large city located in Belgium with a metropolitan area population of 1,019,022. A couple could live a moderate lifestyle in Brussels on a budget of $2,975 per month, or $35,705 per year.

Cost of Living in Brussels, Belgium

As noted above, the cost of living in Brussels, Belgium is $2,975 per month for a couple living a moderate lifestyle. This budget consists of $1,543 for housing related costs, $590 for food, and $842 for other costs, all of which will be broken down below.

Housing

  • A one-bedroom apartment in the city center of Brussels is estimated to cost $1,270
  • Basic utilities including electricity, water, and gas will run about $207
  • High-speed internet averages $67

Food

  • Typical grocery costs of $431 per month include things like bread, eggs, milk, cheese, rice, chicken breast, bottled water, fruits, and vegetables
  • Alcohol including beer and wine for moderate home consumption costs about $71
  • Frequent coffees in a neighborhood café are estimated to be about $88

Other

  • Meals out are estimated to be $523 per month, including 4 meals in mid-range restaurants and 8 in inexpensive restaurants
  • Transportation costs of $145 for public transport passes and occasional taxis
  • Fitness center memberships of $104
  • Cinema tickets of $70 include several outings for international releases

Note that Brussels, Belgium is a very walkable city with a Walk Score of 100/100, which means you won’t need a car if you are living in the city center and you may even save some money by not using public transportation and taxis very often.

Amount of Money Needed to Retire in Brussels, Belgium

Many people searching the internet for the cost of living in Brussels, Belgium are doing so to see if and when they can quit their jobs and retire. A popular and easy way to calculate your retirement number is using the 4% Rule.

The 4% Rule estimates that a person(s) could withdraw 4% of their retirement nest egg and never run out of money. Using this calculation, a couple would need an investment portfolio of $892,629 to live a moderate lifestyle in Brussels, Belgium.

Annual expenses of $35,705 ÷ 4% = $892,629 portfolio needed.

Of course, everyone’s financial situation is different, and the above calculation could change based on any other sources of passive income and social security income.

Summary

Overall, the cost of living in Brussels, Belgium is affordable coming in at $2,975 for a couple living a moderate lifestyle. Those seeking to retire could do so comfortably with a retirement portfolio of $892,629.