How Much Does It Cost to Live in Abu Dhabi, United Arab Emirates?

Abu Dhabi is a medium city located in United Arab Emirates with a metropolitan area population of 603,492. A couple could live a moderate lifestyle in Abu Dhabi on a budget of $3,045 per month, or $36,539 per year.

Cost of Living in Abu Dhabi, United Arab Emirates

As noted above, the cost of living in Abu Dhabi, United Arab Emirates is $3,045 per month for a couple living a moderate lifestyle. This budget consists of $1,858 for housing related costs, $570 for food, and $617 for other costs, all of which will be broken down below.

Housing

  • A one-bedroom apartment in the city center of Abu Dhabi is estimated to cost $1,545
  • Basic utilities including electricity, water, and gas will run about $178
  • High-speed internet averages $136

Food

  • Typical grocery costs of $312 per month include things like bread, eggs, milk, cheese, rice, chicken breast, bottled water, fruits, and vegetables
  • Alcohol including beer and wine for moderate home consumption costs about $139
  • Frequent coffees in a neighborhood café are estimated to be about $120

Other

  • Meals out are estimated to be $340 per month, including 4 meals in mid-range restaurants and 8 in inexpensive restaurants
  • Transportation costs of $54 for public transport passes and occasional taxis
  • Fitness center memberships of $167
  • Cinema tickets of $54 include several outings for international releases

Note that Abu Dhabi, United Arab Emirates is a very walkable city with a Walk Score of 78/100, which means you won’t need a car if you are living in the city center and you may even save some money by not using public transportation and taxis very often.

Amount of Money Needed to Retire in Abu Dhabi, United Arab Emirates

Many people searching the internet for the cost of living in Abu Dhabi, United Arab Emirates are doing so to see if and when they can quit their jobs and retire. A popular and easy way to calculate your retirement number is using the 4% Rule.

The 4% Rule estimates that a person(s) could withdraw 4% of their retirement nest egg and never run out of money. Using this calculation, a couple would need an investment portfolio of $913,479 to live a moderate lifestyle in Abu Dhabi, United Arab Emirates.

Annual expenses of $36,539 ÷ 4% = $913,479 portfolio needed.

Of course, everyone’s financial situation is different, and the above calculation could change based on any other sources of passive income and social security income.

Summary

Overall, the cost of living in Abu Dhabi, United Arab Emirates is affordable coming in at $3,045 for a couple living a moderate lifestyle. Those seeking to retire could do so comfortably with a retirement portfolio of $913,479.