How Much Does It Cost to Live in SurreyCanada?

Surrey is a medium city located in Canada with a metropolitan area population of 498,720. A couple could live a moderate lifestyle in Surrey on a budget of $3,213 per month, or $38,558 per year.

Cost of Living in Surrey, Canada

As noted above, the cost of living in Surrey, Canada is $3,213 per month for a couple living a moderate lifestyle. This budget consists of $1,732 for housing related costs, $707 for food, and $774 for other costs, all of which will be broken down below.


  • A one-bedroom apartment in the city center of Surrey is estimated to cost $1,540
  • Basic utilities including electricity, water, and gas will run about $111
  • High-speed internet averages $81


  • Typical grocery costs of $506 per month include things like bread, eggs, milk, cheese, rice, chicken breast, bottled water, fruits, and vegetables
  • Alcohol including beer and wine for moderate home consumption costs about $103
  • Frequent coffees in a neighborhood café are estimated to be about $98


  • Meals out are estimated to be $408 per month, including 4 meals in mid-range restaurants and 8 in inexpensive restaurants
  • Transportation costs of $215 for public transport passes and occasional taxis
  • Fitness center memberships of $89
  • Cinema tickets of $62 include several outings for international releases

Note that Surrey, Canada is a not very walkable city with a Walk Score of 10/100, which means you definitely need a car if you are living in the city center and public transportation may not be very accessible or convenient.

Amount of Money Needed to Retire in Surrey, Canada

Many people searching the internet for the cost of living in Surrey, Canada are doing so to see if and when they can quit their jobs and retire. A popular and easy way to calculate your retirement number is using the 4% Rule.

The 4% Rule estimates that a person(s) could withdraw 4% of their retirement nest egg and never run out of money. Using this calculation, a couple would need an investment portfolio of $963,945 to live a moderate lifestyle in Surrey, Canada.

Annual expenses of $38,558 ÷ 4% = $963,945 portfolio needed.

Of course, everyone’s financial situation is different, and the above calculation could change based on any other sources of passive income and social security income.


Overall, the cost of living in Surrey, Canada is affordable coming in at $3,213 for a couple living a moderate lifestyle. Those seeking to retire could do so comfortably with a retirement portfolio of $963,945.