How Much Does It Cost to Live in Windsor, Canada?

Windsor is a medium city located in Canada with a metropolitan area population of 218,270. A couple could live a moderate lifestyle in Windsor on a budget of $2,789 per month, or $33,471 per year.

Cost of Living in Windsor, Canada

As noted above, the cost of living in Windsor, Canada is $2,789 per month for a couple living a moderate lifestyle. This budget consists of $1,390 for housing related costs, $631 for food, and $768 for other costs, all of which will be broken down below.

Housing

  • A one-bedroom apartment in the city center of Windsor is estimated to cost $1,130
  • Basic utilities including electricity, water, and gas will run about $180
  • High-speed internet averages $80

Food

  • Typical grocery costs of $436 per month include things like bread, eggs, milk, cheese, rice, chicken breast, bottled water, fruits, and vegetables
  • Alcohol including beer and wine for moderate home consumption costs about $111
  • Frequent coffees in a neighborhood café are estimated to be about $85

Other

  • Meals out are estimated to be $468 per month, including 4 meals in mid-range restaurants and 8 in inexpensive restaurants
  • Transportation costs of $176 for public transport passes and occasional taxis
  • Fitness center memberships of $73
  • Cinema tickets of $51 include several outings for international releases

Note that Windsor, Canada is a not very walkable city with a Walk Score of 43/100, which means you definitely need a car if you are living in the city center and public transportation may not be very accessible or convenient.

Amount of Money Needed to Retire in Windsor, Canada

Many people searching the internet for the cost of living in Windsor, Canada are doing so to see if and when they can quit their jobs and retire. A popular and easy way to calculate your retirement number is using the 4% Rule.

The 4% Rule estimates that a person(s) could withdraw 4% of their retirement nest egg and never run out of money. Using this calculation, a couple would need an investment portfolio of $836,772 to live a moderate lifestyle in Windsor, Canada.

Annual expenses of $33,471 ÷ 4% = $836,772 portfolio needed.

Of course, everyone’s financial situation is different, and the above calculation could change based on any other sources of passive income and social security income.

Summary

Overall, the cost of living in Windsor, Canada is affordable coming in at $2,789 for a couple living a moderate lifestyle. Those seeking to retire could do so comfortably with a retirement portfolio of $836,772.