How Much Does It Cost to Live in Galway, Ireland?

Galway is a small city located in Ireland with a metropolitan area population of 70,686. A couple could live a moderate lifestyle in Galway on a budget of $3,379 per month, or $40,548 per year.

Cost of Living in Galway, Ireland

As noted above, the cost of living in Galway, Ireland is $3,379 per month for a couple living a moderate lifestyle. This budget consists of $1,920 for housing related costs, $594 for food, and $866 for other costs, all of which will be broken down below.


  • A one-bedroom apartment in the city center of Galway is estimated to cost $1,634
  • Basic utilities including electricity, water, and gas will run about $213
  • High-speed internet averages $73


  • Typical grocery costs of $391 per month include things like bread, eggs, milk, cheese, rice, chicken breast, bottled water, fruits, and vegetables
  • Alcohol including beer and wine for moderate home consumption costs about $110
  • Frequent coffees in a neighborhood café are estimated to be about $93


  • Meals out are estimated to be $511 per month, including 4 meals in mid-range restaurants and 8 in inexpensive restaurants
  • Transportation costs of $173 for public transport passes and occasional taxis
  • Fitness center memberships of $119
  • Cinema tickets of $62 include several outings for international releases

Note that Galway, Ireland is a very walkable city with a Walk Score of 98/100, which means you won’t need a car if you are living in the city center and you may even save some money by not using public transportation and taxis very often.

Amount of Money Needed to Retire in Galway, Ireland

Many people searching the internet for the cost of living in Galway, Ireland are doing so to see if and when they can quit their jobs and retire. A popular and easy way to calculate your retirement number is using the 4% Rule.

The 4% Rule estimates that a person(s) could withdraw 4% of their retirement nest egg and never run out of money. Using this calculation, a couple would need an investment portfolio of $1,013,703 to live a moderate lifestyle in Galway, Ireland.

Annual expenses of $40,548 ÷ 4% = $1,013,703 portfolio needed.

Of course, everyone’s financial situation is different, and the above calculation could change based on any other sources of passive income and social security income.


Overall, the cost of living in Galway, Ireland is affordable coming in at $3,379 for a couple living a moderate lifestyle. Those seeking to retire could do so comfortably with a retirement portfolio of $1,013,703.