How Much Does It Cost to Live in Irvine, California?

Irvine is a medium city located in California with a metropolitan area population of 229,985. A couple could live a moderate lifestyle in Irvine on a budget of $4,939 per month, or $59,272 per year.

Cost of Living in Irvine, California

As noted above, the cost of living in Irvine, California is $4,939 per month for a couple living a moderate lifestyle. This budget consists of $3,152 for housing related costs, $783 for food, and $1,005 for other costs, all of which will be broken down below.


  • A one-bedroom apartment in the city center of Irvine is estimated to cost $2,896
  • Basic utilities including electricity, water, and gas will run about $172
  • High-speed internet averages $83


  • Typical grocery costs of $551 per month include things like bread, eggs, milk, cheese, rice, chicken breast, bottled water, fruits, and vegetables
  • Alcohol including beer and wine for moderate home consumption costs about $114
  • Frequent coffees in a neighborhood café are estimated to be about $119


  • Meals out are estimated to be $580 per month, including 4 meals in mid-range restaurants and 8 in inexpensive restaurants
  • Transportation costs of $263 for public transport passes and occasional taxis
  • Fitness center memberships of $82
  • Cinema tickets of $80 include several outings for international releases

Note that Irvine, California is a not very walkable city with a Walk Score of 44/100, which means you definitely need a car if you are living in the city center and public transportation may not be very accessible or convenient.


Amount of Money Needed to Retire in Irvine, California

Many people searching the internet for the cost of living in Irvine, California are doing so to see if and when they can quit their jobs and retire. A popular and easy way to calculate your retirement number is using the 4% Rule.

The 4% Rule estimates that a person(s) could withdraw 4% of their retirement nest egg and never run out of money. Using this calculation, a couple would need an investment portfolio of $1,481,811 to live a moderate lifestyle in Irvine, California.

Annual expenses of $59,272 ÷ 4% = $1,481,811 portfolio needed.

Of course, everyone’s financial situation is different, and the above calculation could change based on any other sources of passive income and social security income.


Overall, the cost of living in Irvine, California is affordable coming in at $4,939 for a couple living a moderate lifestyle. Those seeking to retire could do so comfortably with a retirement portfolio of $1,481,811.