How Much Does It Cost to Live in Spokane, Washington?

Spokane is a medium city located in Washington with a metropolitan area population of 209,525. A couple could live a moderate lifestyle in Spokane on a budget of $2,958 per month, or $35,502 per year.

Cost of Living in Spokane, Washington

As noted above, the cost of living in Spokane, Washington is $2,958 per month for a couple living a moderate lifestyle. This budget consists of $1,537 for housing related costs, $664 for food, and $757 for other costs, all of which will be broken down below.


  • A one-bedroom apartment in the city center of Spokane is estimated to cost $1,287
  • Basic utilities including electricity, water, and gas will run about $173
  • High-speed internet averages $78


  • Typical grocery costs of $473 per month include things like bread, eggs, milk, cheese, rice, chicken breast, bottled water, fruits, and vegetables
  • Alcohol including beer and wine for moderate home consumption costs about $85
  • Frequent coffees in a neighborhood café are estimated to be about $106


  • Meals out are estimated to be $450 per month, including 4 meals in mid-range restaurants and 8 in inexpensive restaurants
  • Transportation costs of $150 for public transport passes and occasional taxis
  • Fitness center memberships of $92
  • Cinema tickets of $65 include several outings for international releases

Note that Spokane, Washington is a very walkable city with a Walk Score of 92/100, which means you won’t need a car if you are living in the city center and you may even save some money by not using public transportation and taxis very often.


Amount of Money Needed to Retire in Spokane, Washington

Many people searching the internet for the cost of living in Spokane, Washington are doing so to see if and when they can quit their jobs and retire. A popular and easy way to calculate your retirement number is using the 4% Rule.

The 4% Rule estimates that a person(s) could withdraw 4% of their retirement nest egg and never run out of money. Using this calculation, a couple would need an investment portfolio of $887,538 to live a moderate lifestyle in Spokane, Washington.

Annual expenses of $35,502 ÷ 4% = $887,538 portfolio needed.

Of course, everyone’s financial situation is different, and the above calculation could change based on any other sources of passive income and social security income.


Overall, the cost of living in Spokane, Washington is affordable coming in at $2,958 for a couple living a moderate lifestyle. Those seeking to retire could do so comfortably with a retirement portfolio of $887,538.