How Much Does It Cost to Live in Allentown, Pennsylvania?

Allentown is a small city located in Pennsylvania with a metropolitan area population of 118,974. A couple could live a moderate lifestyle in Allentown on a budget of $3,591 per month, or $43,095 per year.

Cost of Living in Allentown, Pennsylvania

As noted above, the cost of living in Allentown, Pennsylvania is $3,591 per month for a couple living a moderate lifestyle. This budget consists of $2,032 for housing related costs, $876 for food, and $684 for other costs, all of which will be broken down below.


  • A one-bedroom apartment in the city center of Allentown is estimated to cost $1,792
  • Basic utilities including electricity, water, and gas will run about $164
  • High-speed internet averages $76


  • Typical grocery costs of $665 per month include things like bread, eggs, milk, cheese, rice, chicken breast, bottled water, fruits, and vegetables
  • Alcohol including beer and wine for moderate home consumption costs about $96
  • Frequent coffees in a neighborhood café are estimated to be about $115


  • Meals out are estimated to be $380 per month, including 4 meals in mid-range restaurants and 8 in inexpensive restaurants
  • Transportation costs of $150 for public transport passes and occasional taxis
  • Fitness center memberships of $94
  • Cinema tickets of $60 include several outings for international releases

Note that Allentown, Pennsylvania is a very walkable city with a Walk Score of 88/100, which means you won’t need a car if you are living in the city center and you may even save some money by not using public transportation and taxis very often.


Amount of Money Needed to Retire in Allentown, Pennsylvania

Many people searching the internet for the cost of living in Allentown, Pennsylvania are doing so to see if and when they can quit their jobs and retire. A popular and easy way to calculate your retirement number is using the 4% Rule.

The 4% Rule estimates that a person(s) could withdraw 4% of their retirement nest egg and never run out of money. Using this calculation, a couple would need an investment portfolio of $1,077,384 to live a moderate lifestyle in Allentown, Pennsylvania.

Annual expenses of $43,095 ÷ 4% = $1,077,384 portfolio needed.

Of course, everyone’s financial situation is different, and the above calculation could change based on any other sources of passive income and social security income.


Overall, the cost of living in Allentown, Pennsylvania is affordable coming in at $3,591 for a couple living a moderate lifestyle. Those seeking to retire could do so comfortably with a retirement portfolio of $1,077,384.